Last updated: September 8, 2026
This Legal Notice provides information about the ownership and operation of EarnerLedger.
Website Information
Website: EarnerLedger
Domain: earnerledger.com
Website Operator
Owner: Francisco Ramírez Robaina
Tax Identification Number (NIF): 54136317K
Address: Calle Cantaró
Contact email: contact@earnerledger.com
EarnerLedger is operated from Spain and provides financial education and informational content primarily for freelancers, gig workers, independent contractors, and self-employed individuals.
Purpose of the Website
The purpose of EarnerLedger is to publish general educational information about topics including:
- Taxes
- Retirement
- Insurance
- Banking
- Credit
- Loans
- Budgeting
- Financial tools
- Self-employment and gig-economy finances
Content published on EarnerLedger is intended for informational and educational purposes only.
Website Access and Use
Access to EarnerLedger is generally free, except for any products, services, or features that may be expressly identified otherwise in the future.
Users agree to use the website lawfully and responsibly.
Intellectual Property
Unless otherwise stated, original content, branding, text, graphics, and other materials published on EarnerLedger are protected by applicable intellectual property laws.
Unauthorized reproduction, distribution, modification, or commercial use of substantial portions of EarnerLedger content is prohibited.
External Links
EarnerLedger may contain links to websites operated by third parties.
These links are provided for informational purposes and convenience. EarnerLedger does not control third-party websites and is not responsible for their content, availability, privacy practices, or security.
Responsibility for Content
EarnerLedger aims to provide accurate and useful information, but financial laws, regulations, tax rules, government guidance, and financial products may change over time.
The website does not guarantee that all information will remain current or applicable to every individual situation.
Please review our Financial Disclaimer for additional information.
Advertising
EarnerLedger may display advertising provided by third parties, including Google AdSense.
The appearance of an advertisement does not constitute an endorsement of the advertiser, product, or service.
Applicable Law
EarnerLedger is operated from Spain and is subject to applicable Spanish and European Union law, without prejudice to mandatory rights that may apply to users in other jurisdictions.
Contact
For questions regarding this Legal Notice or the website, please contact EarnerLedger using the contact information provided above or through the Contact page.