SEP IRA archivos - Earnerledger

You Have Until October 15 to Make a SEP-IRA Contribution for 2025 — Here’s the Math

September 17, 2026 by EarnerLedger

If you filed a tax extension back in April, you likely still have time to make a SEP-IRA contribution for the 2025 tax year. The deadline for that contribution matches your extended return’s due date, October 15, 2026 — not the original April 15 deadline you might assume already passed. This is one of the … Read more

Solo 401(k) vs SEP IRA: Which Is Better for Self-Employed Workers?

September 9, 2026September 8, 2026 by EarnerLedger

A Solo 401(k) and a SEP IRA can both help self-employed workers save for retirement, but they work very differently. A Solo 401(k) often allows a larger contribution at lower and moderate income because the owner can contribute in two roles — as employee and employer — while a SEP is built around employer contributions … Read more