Solo 401(k)

For 2026, a Solo 401(k) participant can generally defer up to $24,500 as an employee and may also make an employer contribution, subject to earned income and the plan’s terms. Total annual additions are generally capped at $72,000 before catch-up contributions. Those published limits are ceilings, not automatic contribution amounts. A self-employed person’s actual Solo 401(k) contribution depends on … Leer más